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Venue Shopping Under ERISA Law

Your long-term or short-term disability benefit claim is denied. You next proceed through more than six months of internal appeals mostly spent waiting for the insurance company to respond. Then you receive it: the letter you’ve been waiting for that will state you have successfully appealed your long-term or short-term disability denial. Cinga, Lincoln, Prudential…Read more

ERISA Law & Denial of Disability Benefits: What You Should Know

Let’s say you have made a claim for long- or short-term disability insurance benefits under your employee plan. Your claim is based on an illness or injury that prevents you from performing your job’s material duties. You have too much pain to function normally, or perhaps fatigue deprives you from going a full eight hours…Read more

Your Employee Benefit Has Been Denied – Now What?

Many employers provide an employee benefits package as part of an employee’s compensation. According to a March 2022 report by the U.S. Department of Labor, benefits account for close to one-third (29.5%) of employers’ compensation costs for private-industry workers. You may think of these benefits only when it’s time for open enrollment. At other moments,…Read more

Missouri Residents- Vote to Retain all Judges

by Tim Gallagher Last week I received my sample ballot in the mail from the St. Louis County Board of Election Commissioners.  Of the 23 offices listed on my ballot14 are judges. I am lawyer who has been practicing in St. Louis County since 1988, and evenI don’t have personal knowledge of all the judges who are up for retention…Read more

Is Your Insurance Company Watching You?

Insurance companies subsidize medical devices when they are prescribed for necessary medical treatment. However, it is important to realize that the digital world easily allows the transmission of data from these devices. Patients might expect that they would be asked for consent before personal information and behavior is transmitted to insurers via such a device,…Read more

When Public Structures Cause Injury, Who is to Blame?

What Duty Does a City Owe to Keep Public Structures Safe? Most people would not expect a public structure to be dangerous to the point of injuring a random passerby, but accidents can happen. When a person is suddenly hurt because of problems with a building or structure, who is to blame?  Some accidents might…Read more

Headed to Emergency? Consult a Lawyer.

Health insurance disputes are nothing new, but recent moves by Anthem Blue Cross Blue Shield (BCBS) have been causing financial worries for their customers and concern amongst legal professionals like the attorneys at Gallagher Davis. In the fall of 2017, Anthem moved to withdraw coverage options from the Health.gov (Obamacare) marketplace in several states, including…Read more

2017 Year in Review

For years, colleagues had warned Matt Davis not to take on cases challenging health care benefits denials dealing with the Federal Employees Health Benefits Act (FEHBA). FEHBA is the federal statute that governs health benefits provided to federal employees and their families, but the standard of review is very favorable to the government and recovery…Read more

Tim Gallagher Wins New Trial for Injured Client

In 2014, Tim Gallagher filed suit against a negligent driver on behalf of his client who was severely injured when the driver rear-ended his car. With increasing neck and back pain that restricted his movement, career and normal daily life, the client needed compensation for medial costs as well as pain and suffering. Before trial,…Read more

Matt Davis Presents Legal Ethics CLE

Matt Davis has provided Continuing Legal Education (CLE) seminars for colleagues in Missouri and Illinois several times over the years. Recently, in June, Mr. Davis presented two sessions at the National Business Institute CLE seminar on Legal Ethics for Everyday Practice facing Missouri and Illinois attorneys. Among the ethical concerns he covered, he educated attorneys…Read more